PLANNING AHEAD

Know Your Coverage
Before You Walk In

We accept most major insurance plans and welcome cash-pay clients. Confirming your specific coverage before your first appointment means no surprises when it’s time to talk about cost.

Our team can help you verify benefits, whether you’re using insurance, paying cash, or exploring options like EXOMIND TMS, which is handled as a separate treatment package.

Getting Started Is Easy

Insurance

What We Accept

We work with most major insurance carriers and also welcome clients who prefer to pay directly. Here’s a quick breakdown of how coverage and payment work at Modern MOjO.

  • Aetna

  • Blue Cross Blue Shield 

  • Blue Plus (Medical Assistance and MinnesotaCare Plans)

  • Cigna

  • Health Partners

  • Humana

  • Itasca Medical Care (IMCare)

  • Medica

  • Medicare

  • Minnesota Medicaid (MA / MHCP)

  • Optum

  • Preferred One

  • Prime West

  • Sanford Health

  • TriCare

  • TriWest

  • UCare

  • United Behavioral Health (UBH)

  • United Healthcare (UHC)

  • United Medical Resources (UMR)

  • Veterans Affairs Community Care Network (VACCN Optum)

Insurance Plans

We’re in-network with most major commercial insurance plans.

Don’t see your insurance plan? More are being added often. Please contact our billing department at 218-999-7750 EXT 2 to see if we are in network with your insurance provider.

Cash-Pay Options

We welcome cash-pay clients and offer transparent pricing for services not covered by insurance, including EXOMIND TMS.

Verifying Your Coverage

Our billing team can check your benefits ahead of your first visit so you know what to expect financially.

Financing

Financing Options

Care shouldn’t wait on your budget. If you’d rather spread the cost of treatment over time, including EXOMIND TMS, we offer financing through two independent providers below. Applying takes a few minutes, and approval decisions are made by the lender, not by Modern MOjO.

CareCredit is a health and wellness credit card with flexible financing options so you can pay over time for care you want or need.*

*Subject to credit approval

 
Our goal at Advance Care is simply to offer you and your provider, the very best options available for financing.

What to Expect

From your first evaluation to your first session, we’ll walk you through what happens at each visit so nothing catches you off guard.

Forms & Paperwork

Get a head start on your first visit by completing your intake paperwork ahead of time.

Contact us

Start Your Journey to Wellness Today

Whatever brought you here today, reaching out is the hardest part, and you’ve already done it. Let’s help you find the right provider and take the next step toward care.